Let me tell you about CCS Credit Card Services or First National Card. I highly recommend that all of us pull together and go after this fraudulent bogus company through our Senators and Congressmen. Apparently nobody in law enforcement will do anything about the company.
My story begins in as all our stories begin.
I do not have good credit because I was severely injured on my job and my company failed to pay my medical bills. I have no current complaints about the corporation I worked for because they seem to be stepping up to the plate. Any way I applied to a few credit card companies and was turned down by several.
I didn't realize while applying for credit cards online that I had applied to CCS First National Card. The day that I received the Card I was awed that I had been approved for 6,500.00. Once I was able to sit down and read the documents CCS sent I found this bogus card was a merchant card only.
I thought to myself that I could by a few things and pay the monthly payments to restore me credit. Then instead of jumping up and calling CCS First National Card I waited three days to think about it, I gave this card some serious thought. Then it dawned on me if all the other banks had not given me credit what was so different about this one and why no credit check. So hence forth I decided to call them to ask some of my own questions.
First of all I was meet by a scam artist woman who answered the phone on the first ring. After reading all of these complaints of people waiting on line for 47 minutes or longer I realized that they have two systems set up. If you're a current customer and are trying to get through I bet they have a stacking call system. I had seen something on 60 minutes about some other company scamming people. Stacking means that when you call CCS and if you are a current active card holder and once your call is just about ready to go through you are recycled to the back of the calls. When a person calls for the first time to open a account or activate their card.
I bet they have a computer system or some sort of system so they show themselves as being the prompt company. I wish someone would write 60 minutes and see if they would investigate I can't because of a very hurt back. While on the phone this woman tried to get personal information from me. As one complaint stated here on that you could hear all their employees talking on the phone. I bet they have about 20 or so people sitting in one room scamming people like you and me.
Back to my phone call to CCS First National Card she sounded as though she had marbles in her mouth. I said to her wait a minute lady I'm calling to get information from you. It was then that she would not answer any questions to me unless I gave her my info. Then it really struck me right between the eyes like a light bulb had been turned on. Quickly I hung up on the lady and immediately found several sites about CCS First National Card on the internet and the Better Business Bureau.
This is a scam all right and there was no way on this planet I was getting information. What we all have to realize if it's to good to be true then it is. I have done allot of research on CCS and they have many other identities and all you have to do is go to your search engine and type First National Card or CCS.
If you follow the trail you will find them listed under different names offering merchant cards. Please if you read this and are smart enough to investigate first before giving out information to CCS don't do it, stop in your tracks and tear up the card. I only hope I didn't give them my Social Security Number online. Think about it if you or I restore our credit in the future will they try to use our rebuilt credit and Social Security number for another scam. They are out of Las Vegas, Sin City where they can operate under the cloak until the Federal Government catches up to them.
My question is why will nobody in law enforcement go after these people. Lastly think about all the older and disabled folks that are being scammed. Remember there is a Legit Bank called First National and a credit card called First National Credit Card. If you have bad credit nobody is going to give you a credit line of 6,500.00 dollars.
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