Please email if anyone has other same experience.
[email protected]
Thanks
Like the guy below I was called by David Scott, and told I was a select few who were chosen to follow the program and provide a testimonial of my success and my earnings.
I also spoke with Jarred Carolyn and Cameron montgomery - All 3 assured me I will give a testimonial of all the money I made from their program and it was to be used as a marketing testimonial on their website.
I told them I had no money, they use high power sales to get you to put it on creditcard and when you start to make money in 1-2 months you can pay it off and you will be into profit as course payed for itself.
I must have called them 10x to be reassured they were not fooling me. I thought they were the real deal. They kept telling me that they will make sure I am successful and will make money as I will be used as a testimonial.in fact that is why Cameron hired Jarred Carolyn was to get people to generate testimonials. I have since found out he is NO longer in that position with the company. I guess he got his quota of suckers.
Global Forex Educators is a scam - they fall upon the weak, promise riches and cannot deliver. The strategies do not work as I lose on a demo account. I have tried for hours a day and cannot do it. I call and tell them and all I get is do I want more coaching? My ANSWER IS NO. I WANT my money back. Their PONZI scheme does not work and I have been completely betrayed as to the intent of my joining the program. All of a sudden this testimonial thing doesn’t exist??? I was told I wwill be able to learn while I earn-which meant go to the trade room and place trades as they are and make money while learn ing the program. This never happened. I asked JIM COCHRAN for my money back and they refuse to do so.
They sell you a program that is fraudulent, deceiptful, is not represented as it should have been,
I cannot believe I let this happen to me.
I filed complaint with BBButah
Utah div consumer affairs and various websites.
Hope this helps
Trish Tancredi
From: trish tancredi [mailto: [email protected]]
Sent: Tuesday, February 15 12:35 PM
To: 'trish tancredi'
Subject: RE: scam
I would like to count my recent experience with Mr David Scott of Salt Lake City, Utah, USA. I had bought the Forex robot " FAP Turbo " just before the New Year, around Dec. 27 2010. Seems like " Thrive " is still going strong when it comes to scamming people. They use different company names & different tactics, but in the end its just to scam you out of your hard earned money.
Around the 7th of Jan. I get a phone call from a person by the name of Taylor (Tel 801-293-3465 ext. 214). He asks me how about FAP Turbo, is it making money, etc. Leads me to believe that it is a follow up courtesy call from the makers of FAP Turbo to see how everything doing, am I happy with the product, etc. He then starts talking about my goals in life, where I want to be financially in 3 yrs. Time, etc. He gets me to write down my goals, he sounds really sincere. He then explains that he is looking for a few select students to become part of a Forex mentoring team. Long story short, after more than an hour on the phone with Taylor, I get approved for the next level of qualification & will speak to Mr. David Scott the next day.
Mr David Scott bells me the next day. He starts with how they are looking for a few select serious students who want to learn to trade the Forex market from a pro. Pro´s who have been doing this for a living for many years & who want to help people become financially independent trading the Forex market. He then explains that you will be putting all the cost of opening a trading account & paying for tuition on a Credit Card. That was when the alarm bells started to sound in my head. The 1st sacred golden rule of any trading plan, is that you only use risk money, money that you can afford to lose; not rent money, not mortgage money, not your food money, etc., you get my meaning. He then explains that the banks, lending institutions, brokerage houses, etc. Use OPM (Others Peoples Money). I answered back to this that this is the main reason for the current worlds financial mess. Mr Scott answers back saying if they can do it, so should the little guy (me & you). The subject changed & I ask Mr. Scott what broker would they recommend & how important the broker is on a Forex trading account. The wisdom of this idiot is that he tells me I can use any broker I choose & a broker is not that important when your trading. The 2nd sacred golden rule when your trading is that choosing a good broker. A broker will eventually make or break you. Alarm bell num. 2 sounds in my head. He then puts me on hold saying that he will get my account approved by his financial dept. I had yet to agree to sign up for anything at this point. My hand held tel. Then goes dead because of low batteries. I haven't heard back from Mr David Scott yet but it is just a matter of time before he calls me. I will have to tell the smooth talker that thanks but no thanks on his offer.
In retro spec, Taylor´s sales pitch was too robotic. It was obvious that he was reading from a well written script. He knew how to give a compliment at the right time & urge you on.
In reference to Mr Scott David, it was the same. A real smooth talker. But at times when I argued a point with the guy concerning trading, he got really huffy & tried to brow beat me into thinking I was mistaken. He had so many years as a trader & he knew what he was talking about. When he calls back, I will say no thanks to his wonderful offer & scam.
I did a Google search " David Scott scam/fraud" (among other key words) & came upon this site. It seems that Mr Davis Scott is well known for this type of scam. This is the web page that the fraud Mr David Scott gave me to look into their company. Http://globalforexeducators.com/. I did some research on the web page & it is new from not years old as Mr David Scott told me. My advice is to stay well clear of the scam that Mr David Scott is promoting. They have complaints logged with the Utah BBB.
33 days ago by Bungda 0 Votes
I should've seen it coming, but I know there are people making money online. Just not with these people. I just wanted so badly to quit my job and make money from home. Again, shame on these guys. "As you sow, so shall you reap" In other words, what goes around comes around. They've got a lot coming around!
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From: trish tancredi [mailto: [email protected]]
Sent: Tuesday, February 15 12:08 PM
To: [email protected]
Subject: scam
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* Report: #154291
Report: Educational Sales And Marketing, ESM
Reported By: (Excelsior Minnesota)
Educational Sales And Marketing, ESM Ripoff Company is deceiving and does not deliver that which was promised. ESM appears to be one of several Utah Internet scam businesses St. George Utah
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Educational Sales And Marketing, ESM
1240 East 100 South, Suite # 12
St. George Utah 84790
U.S.A.
Phone: 800-292-5812
Category: Corrupt Companies
Submitted: Friday, August 19
Last posting: Sunday, August 28
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After purchasing a program called the “Internet Marketing Protégé Programâ€, I received a phone call from Jason, with ESM, Inc. (Educational Sales and Marketing) out of St. George, Utah. Jason is basically a screener who evaluates whether someone is a good fit to join their “Success†program.in my case, I was selected to be mentored and receive customized software that would allow me to be successful in marketing a program called CB Mall. A gentleman by the name of Eric McCormick then followed up with me and felt I was a good candidate for their success program, if I would agree to promotions, etc., for becoming a successful Internet marketer with CB Mall.
Eric further questioned me about what kind of income I would need to replace my current income (from my full time job) and went on to explain that it typically takes an investment of 10% of what you would like your annual income to be, the first year of using their proprietary software and methods. I invested a total of $10,100 with the assurance that I would make this initial investment back within 90 days – 6 months, or I would receive my investment back, in full. I would receive 12 training or mentoring calls of 30 minutes in duration.
Eric further explained that the $10,100 was for software only and that all weekly mentoring/training was at no cost. Since I am familiar with the costs associated with customizing software, the price tag of $10,100 did not sound unreasonable, figuring in programming time and project management. I was lead to believe I would be receiving a package of software then begin working with a mentor (free of course), to help me use the software and spend at least 10 hours per week in marketing efforts.
I received a FedEx package containing a certificate and a “General User / Confidentiality and Verification Agreement. The package description was as follows:
• Advanced Training Lessons
• Link Software
• Website & Keyword Analysis
• Link Request Form
• Link Directory Template
• Web Ring Traffic Swarm
• Entity Structuring CD
Since the first item, “Advanced Training Sessions†were to be without charge, I assumed all of the other items to be part of a customized software package. I explicitly asked ESM to send me an itemized list of the exact cost of each software component, and was promised to receive this, but never did. Within the same week I was contacted by Jacob Sowers to schedule our first mentoring session. Jacob is with a company called Advanced Business Development. During our first session, which lasted only 15-20 minutes, Jacob informed me that CB Mall was not a good product to promote because it is not an actual web site that can be optimized using SEO (Search Engine Optimization). He then suggested I go to a third party web builder / hosting company and create a fresh web site, promoting another business, of any type. The cost would be an additional $29.95 per month. This call immediately sent up a red flag that something wasn't right. I am not in the web site building business and if SEO was required then the customized software I was to receive would do this. I intended to spend my time marketing and advertising, not web site SEO. I called Eric McCormick with ESM and stated my concerns. He asked why Jeremy Cobb was not working with me. Jeremy I later learned is the certified SEO expert. Eric also mentioned he had been on vacation for several weeks. I thought to myself, it hadn't even been several weeks since speaking with him and signing up.
I began to research the Internet for any type of scam that was similar with what I was going through. I came across the following web site: sssuscam.com/.
As it turns out, my credit cards were charged by the same merchant account as the gentleman who created the web site listed above, the Shanklin Group.
I'm embarrassed to say that I too have fallen prey to a similar scam. I sent an e-mail and called and spoke with both Niki and Eric with ESM. I asked for a refund from ESM and received an e-mail back that ESM had done nothing wrong, although I still had not received any software or at least an itemized list of what I was to receive. Now when I call ESM at 1-800-292-5812, I only get voice mail and my e-mails get bounced back too.
There is nothing else I can do at this point but begin legal actions, including reporting to the Better Business Bureau and the Utah Attorney Generals Office.
Ron
Excelsior, Minnesota
U.S.A.
This report was posted on Ripoff Report on 8/19 3:01: 28 PM and is a permanent record located here:
http://usacomplaints.com/corrupt-companies/educational-sales-an/educational-sales-and-marketin-fjcjj.htm.
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ESM fraud - Revised and more detailed description
Ron - Excelsior (U.S.A.)
SUBMITTED: Thursday, August 25 POSTED: Thursday, August 25
During the week ending June 26, I received a call from a representative from Educational Sales and Marketing, his name was Jason. He was screening me to see if I would be a good candidate to participate in their “Success†program. This program would essentially create a success story for an Internet marketing program and course I had purchased in mid-June called CB Mall and the Internet Protégé Program. I am trying to develop a part time income in Internet marketing.
Participation in this success program would help me generate a substantial income using specialized and proprietary software and tools if I was chosen as a good candidate. Part of the deal was that I had to spend at a minimum, 10 – 15 hours a week working with the program. I assumed it would be in marketing and advertising since special customized software would take care of the technical aspects.
I then received a follow-up call from Eric McCormick (with ESM) who stated I met all the criteria to buy into their “success†program. He stated that my investment in proprietary Software and tools should be 10% of the annual salary I would require to leave my full-time job and derive an income to replace it. We derived at a figure of $10,100. It was explained very clearly that my investment was for software and tools only; all mentoring and coaching would be free of charge. The program consisted of 12 mentor/coaching sessions to be completed over a 14 week time frame..
As a little background information, I had just accepted a new full-time job in Minnesota and had left my position as GIS Coordinator with the City of Longmont, Colorado. We were scheduled to move (my family and I) on July 18 – 21 from Colorado to Minnesota.
On June 29 I paid a down payment of $2100 to ESM, Inc. To hold my position in the success program since it was decided that it would only make since to begin once the move was completed and I had a chance to settle into my new home. Eric and I agreed to wait and have the software package shipped to my new address in Minnesota the week of July 18th. I highlight the terms “software package†because that is what Eric explained I would be receiving, so I was expecting a package of software, CD's, manuals, etc.
On July 18th I made the final payments from my Visa debit (checking) card totaling $8,000, making my final purchase of $10,100. I did in fact receive via FedEx, a package (letter sized document package).inside were documents that needed my signature for the shipment of the actual software (I assumed). The package was described as follows:
Advanced training session (please note: it was explained to me, adamantly, that all mentoring and coaching was to be free) and that my $10,100 was paying for software and tools only, so I was a bit surprised to see this as part of what I was purchasing)
Link software
Website and keyword analysis
Link request form
Link directory template
Web ring traffic swarm
Entity structuring CD
There was also a congratulations letter and certificate for becoming a member of the “Personalized Training and Mentoring Programâ€. I signed and initialed the paperwork and faxed back to ESM as requested, still assuming the software would be shipped soon. I even got confirmation from Eric McCormick that my package would be shipped out.
I then received an e-mail from Jacob Sowers with Advance Business Development (ABD) on or about the 22nd of July, stating that he was my coach and to schedule our first session (1/2 hour session, 1 of 12). My immediate replied to him was that I hadn't received my software package yet, so how could I begin. He assured me that I didn't need anything for the first session anyway, so we scheduled it for Tuesday, July 26. As it turns out, ESM out sources the coaching and mentoring to ABD. I begin to think that if all mentoring and coaching is free of charge, how can ESM outsource this task: who is really paying for this.
During my first coaching session with Mr. Sowers he explained that the CB Mall product was not a good program to work with and achieve success with. This really got my attention since it was the successful promotion of CB Mall that I signed up for. Nothing else. He further explained the program he was mentoring me on was nothing more than Search Engine Optimization (SEO), to create a search engine friendly web site that could be used to promote any product and be successful. This was completely different than the program explained to me and that which I paid for. Jacob even mentioned I would need to purchase a web page building program for $29.95 per month (or something like this), and use it to begin building a clean, from scratch, web site to begin optimizing. He also mentioned to me that the only software program needed was Arelis, which can be purchased on the Internet for $99.
This immediately sent up a red flag that I had been deceived into purchasing something that was completely different than what was described to me. I frantically began researching ESM and then the terms (Link software, Website and keyword analysis, Link request form, Link directory template, Web ring traffic swarm and “Entity structuring CDâ€) to see if I could find any cases of Internet fraud or scams.
CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
I called the gentleman that posted this site and he confirmed with me that the same merchant account had charged his credit card as mine; The Shanklin Group or Shanklin International. Even though he had dealt with a different company. After researching banking merchant accounts I discovered that for different companies to use the same merchant account they must be affiliated in some way.
I immediately contacted Eric McCormick with ESM, who stated he had been on vacation and would look into the matter of why I was being coached by Jacob Sowers. That's funny because I had spoken with him just a few weeks earlier. I looked at the Utah Better Business web site and found there had been a complaint against ESM in the spring, and it had been resolved. From this web site I also retrieved the e-mail address for ESM ([email protected]) and the CEO's name, Cameron Montgomery.
I called ESM and spoke with Niki, the customer service representative, and asked for a complete refund. She then sent me an e-mail stating that no refund could be honored since ESM had done nothing wrong. I sent an e-mail to Nikki describing my situation, and that I wanted her to forward to Mr. Montgomery. This was just last Friday, August 19. She replied that he wasn't in and would take care of it on Monday (08/22). On Monday I received an e-mail from Nikki that Cameron was not in the office and that she took it upon herself to read my correspondence and that any further communication should be with their lawyer, Steven Beckstrom, 1-435-634-1940.
I thought to myself, why is she getting so defensive if ESM had done nothing wrong?
So it is now Thursday, August 25. I have asked my bank in Colorado to send me the appropriate regulation E, dispute form/resolution request. I will be submitting these forms claiming fraud. I authorized charges to my account but never received what I paid for, customized proprietary software and tools. I have opened a case with the Utah Better Business Bureau and I have also posted this information on the web site: usacomplaints.com, for all to see.
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Additional info RE: another company that used the same phone number as ESM, called Empire Marketing Systems also located in St. George Utah.
Ron - Excelsior (U.S.A.)
SUBMITTED: Sunday, August 28 POSTED: Sunday, August 28
I found this report while doing research. It seems that a company by the name of Empire Marketing Systems located in, you guesed it, St. George Utah had a report submitted about them on this web site. I brought this up to Nikki (ESM Customer Service) and she stated that it's just coincidence that ESM was given the same number due to it's availability. Her company is in no way affiliated.
It appears to be more than coincidence, expecially since the person who screened me, as in the case below, was also named Jason, and for the fact that the initials for the company are very, very close. Please judge for yourself.
Internet Marketing Companies Submitted: 5/6 6:19: 44 PM
Modified: 6/19 11:14: 47 PM
Empire Marketing Systems (EMS) ripoff, dishonest, ignoring my calls, rude, crooks St. George Utah *UPDATE. Still haven't heard a thing from them! (EMS)
Company
Empire Marketing Systems (EMS)
Address:
Empire Marketing Systems, Inc. Of 144 West Brigham Road Suite 11, St. George, UT 84790
St. George Utah 84790
U.S.A.
Phone Number:
1-800-292-5812
Fax:
Hey Jason, I know you'll see this. I did not want to have to do this, but your continuing disrespect for my situation, and the fact that you (or anyone else from your company) absolutely refuse to return my calls and emails, has given me no choice.
It all started after I bought an ebook (The Silent Sales Machine on Ebay) a couple of months ago. Somehow these guys (EMS) got my phone number and contacted me three weeks ago. The representative who called me wanted to know if I was interested in a business venture with them. Basically, EMS would help me through the steps of starting my own online business.
He asked me a few questions about my dedication to starting a business and the like, and he later "recommended" me as an "excellent candidate" for their business.
He then went over the cost for me to "join" them as a client. I told him I had $1,100 saved up in my account. He said most of their clients invest $4,000 to $7,000, but that "they could work with what I had".
Now before I go further, I want to point out that that $1,100 was ALL I had. I was fired from my job about a month and a half prior to this phone conversation. So basically, I had zero income at the time (I'm only 18 and I'm still in High School). I made all of this PERFECTLY clear to this guy, but he still insisted that they could work with what I had. Still a little skeptical, I agree to pay them the 1100 dollars. I'm not usually this dumb, but those people have a way with words.
Now I also want to point out that I was completely mislead about exactly 'what' I was getting for my money. The guy I talked to made me think that $1100 was all I needed. I figured they'd start me out on Ebay, as that's what we talked about (and the fact that they got my number through that Ebay related ebook I purchased). Now this is my fault for not getting more info, but he could have clarified things better. I believe he deliberately left out HUGE details, details had I known about I would have never agreed to pay them. This was all done just to get my money.
It wasn't untill after I wired them my money, that I found out exactly what I had paid for, which was only coaching. I know realized I was going to have to pay seperately for merchant accounts, web hosting, domain name registeration, and marketing (all things I thought my 1,100 dollars was going to, or atleast partly).
This would have been all perfectly fine if I had big bucks to spend on this, and of course, as I've already mentioned, I did not. Unfortunately, after I came to my senses and realized I had made a terrible mistake, it was after the three day cancellation period so they would'nt refund my money.
When I contacted them over a refund, I talked to a Jason Cambeth who explained this to me, even after I had told him I was broke. Jason then echoed the same thing as the first guy, that I should just try it out and that I can make money from this. I still was'nt buying it (afterall, I do know how much it cost to start a business and I didn't have it). I decided to try anyway, or atleast see what the coaching would provide me, seeing as they would not give me back my money.
So I scheduled an appointment with my coach, Doug, for the 27th of April. It is now the 6th of May and I STILL have not heard from this guy. So, not only was I mislead about exactly 'what' I was getting for my $, now I'm not even getting what I supposively 'what' DID pay for. Now, I'm pissed.
THEN, a few days ago, the inevitable happens. I get a call from a merchant account company, wanted $2,300 from me to open a Merchant Account!!! This is the kind of stuff I had originally thought I had paid for with my initial investment! I, again, told this company that I was broke and had nothing to give them, yet they still wanted to know if I could get money together for a $300 downpayment!!! What a bunch of crooks!!! These guys, just like EMS, don't give a rip whether or not I succeed, as long as they can squeeze money out of me they're happy.
Now I'm really pissed. I again tried to call EMS to cancel and get a refund, but every time I called I couldn't even get in contact with someone who would talk to me. I told the operator at EMS several times to tell Jason, or somone else who would discuss my situation with me, to give me a call. Almost a week later, and about five or six calls to EMS later, and I have yet to talk to this Jason, or anyone else. They have been completely ignoring me.
Ohh, I did mention that my coach has still not contacted me AT ALL, right?
I then tried to email them, I told them my situation in a long email and ask them to please call me, otherwise I'd be forced to report them here and other places. They must not have taken me seriously as they have not answered that either.
So, here I am, out $1,100 that I sweated over to save, all gone for nothing. I'm stuck between a rock and a hard place, as now I can't continue with EMS 'cause I'm broke, and I can't go at starting a business on my own because I've giving everything to EMS!!! And I still haven't even talked to my coach!!!
Bottom line, This all could have been avoided. These people KNEW I didn't have the money to follow their system, but they lured me in anyway to get my money. I mean, how does a 2300 dollar merchant account "working with what I have"? I know there are cheaper solutions out there like PayPal they could have started me on (but they wouldn't get any $ out of that).
I shudder to even think how they were expecting me to pay for marketing my site, or web hosting? They obviously didn't care. They just told me what I wanted to hear, and I stupidly fell for it.
Still waiting to hear from you EMS.
P.S. Thank you Rip-offReport.com for providing this site for people like me, I really appreciate it.
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Additional info # 2, regarding information regarding the scam that cost $10,100... The same amount of money I paid
Ron - Excelsior (U.S.A.)
SUBMITTED: Sunday, August 28 POSTED: Sunday, August 28
The story is similar in that it involved 12 weeks of coaching and cost $10,100.
It all started when I signed up for a Free Web Store from freestoreclub.com A man named Jeff Albright called and asked why I hadn't done something about the website. (I forget the details) I told him I didn't know I had to do whatever it was. He then proceeded to inquire as to the credit limit on my credit card, and what my balance was. (I wish I had hung up on him at this point) He said he could help me get started using OPM. (other peoples money) He then put his boss on the phone (Mike) somebody who was a fast talker, and had me believing that with the coaching they provide, they'd have me earning big bucks in a short time, and that my payments to my credit card would easily be covered. I was so eager for change, and to get started, I fell for the scam.
I did get 12 weeks of coaching from "Universal Coach" which I have no problem with, except that with a slight hearing impairment (at my age 71), I had trouble understanding a lot of what the coach was telling me. The coaching had nothing at all to do with Freestoreclub. And since, I have found out, a lot of what I did learn, just doesn't work. After the coaching sessions stopped, I thought they'd contact me, but never another word from them. I never tried getting back to them, accepting the fact that I'd been scammed and ashamed to admit it to anybody. The scam cost me $10,100 plus $50.00 a month for 3 years for "Applied Merchant" services. (credit card acceptance, which I'm still paying on and never used).
Then I read the scam reports of several other people who have been ripped off by them, and decided to tell my sad tale also.
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