Back in 1993 or so I used a credit card from HouseHold Credit Corp. At the time I was married and the card was in my name alone. Approx 4 years later, when my husband left, he took all the credit cards, including this one with him. Our divorce decree states that he is responsible for ALL bills encurred during the time of our marriage.
Divorce was final in June of 1999. Well, Household called him several times for a few years to take care of the bill. Had his phone number, address, etc. Then when he didnt pay they of course came after me and told me they didnt care what the court had said. Its now 2004 and I hadnt heard a word from them since 1999 until last week. This time its a letter from Merchants Credit Guide telling me that Zenith Acquistion has purchased the defaulted account and the bill has risen from 1000.00 to 6,091.40.
Spoke with the ex and he tells me he paid the bill off a little over 2 years ago and spoke with Household about it. Tried to get them to send HIM a copy of the bill, which of course they never did. NOW Merchants tells me they are going to take ME to court, that they have NO record of his having ANYTHING to do with the loan. Ive not had my hands on a credit card from this company since about 1994, HE (the ex) has been the ONLY person to use the card OR pay the bill since that time and they WERE calling him and billing him for years.
Now it seems they've decided he doesnt exist and they are going to go after me. I got yet another call this morning from Merchants and this time when I told her about the SOL, etc she said "I am going to advice them to go after you using your social and she hung up on me immediately. Argg... Where is the best place to report these people and get this taken care of???
0 comments