After doing research online I have discovered how Ken Talbert does his various scams. He gets you to stop paying your creditors and tells you he can help you get out of debt cheaply and pain-free, then, once you have destroyed your credit and you look like a dead beat to your creditors he buys your debt. Then he has a fake collection company "negotiate" with his debt settlement company. He tells you that you need to settle pretty high on this one but that he will do better on the rest of the debts.
If you quit his debt settlement program or don't settle high enough he sues you to try and recover 100% of the debt. I found numerous lawsuits in California that one of Ken Talbert's companies brought against his own debt settlement clients.
This guys is some piece of work. He uses his son, James Talbert, to run Safeguard Recovery, the fake collection company, so that he doesn't get in trouble for all of this but Safeguard is located at the same address as all of kens other companies. 7668 Warren Parkway Frisco Texas, 75034
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