So get this - I was a victim of the horrible downturn in the economy, lost my job and was going broke. I learned of this "great" industry called debt settlement and I was convinced to sign up with a company who will settle all of my debts for pennies on a dollar. This company is EFA processing in Frisco Tx. I looked up the owner and his name is Ken Talbert. So I pay his company all kinds of money, they tell me not to pay any of my credit cards any money - so my credit report gets even worse.
Here is the incredible part - he has a son James Talbert that owns a collection agency called Safeguard Recovery and apparently buys debt of EFA's very own customers (mine for sure). When they came to collect upon me - I could not pay any money, so now they are threatening to sue me. How is this fair or legal? I am just so tired of the phone calls, the letters and the harrassment. I thought it was almost over and because of these snakes, it is just getting worse.
So beware if you hear of these people - avoid them. One guy lures you in to the trap, the son finishes you off. There is a special place for people like this. Does anyone guess where that is? Beware.
0 comments