I had been using this company to pay bi-weekly mortgage payments to reduce my loan time. This was fine, although actually easy enough to do by yourself... Then they offered me a service to reduce all of my debt event further... Sounds good right? PAy off your mortgage in just 14 years instead of thirty...
There is a complicated algorithm that is supposed to help... Etc.
I should have realized that when they offer lifetime support and coaching that this would be challenging to use. It is. AND it basically is telling me to put any extra money I have into paying off the highest interest loan I have... Duh.
I particularly want what they promised was coming soon - an automated service to do the figuring and depositing for you. It has never come.
I am now paying them $95 a month (their interest charges are higher than ANY other loan I have) to pay off the $3500 start up fee and get nothing for it, nor anyone who is interested in my deep disappointment with this midleading product.
Dont buy it!
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