At first I couldn't figure out what Credit card this was from, since I haven't had a CC since 2004 and haven't opened one since 2000.
Long story, short. Had a bad accident in Lost my job, still made payments until 2004.
Anyway, I start getting these letters saying I owe x amount of dollars. Over the years I had to go to court and fight multiple CC companies and my only income has been SSI. I won most, and the others ended up as Charge backs. I decide this year to run a Credit Report. And I see this one from midland credit management saying I opened this account in 2011?? I search my old records to match it up with past accounts and I see it is from an account from 2000!! A Charged off account that has reached the New York State statute of limitations (last payment was 2002)
Now I'm going to file a report to all 3 credit bureau.
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