I was contacted by Midland Credit in reguards to a credit card that was opened in 2002. The card was issued by General Motors credit. MCM (Midland) accused me of openeing the account and "taking care of" the account for two years. This account was not opened bu my wife or myslf. Unfortunatly I am in the process of trying to buy a home and these thieves have cost me a good chance at a very nice home.
After reviewing my credit report with my finacial advisor, not only does it show negative remarks, but it appaers on my report twice. This lowers my current credit score drasticly. I am in contact with my local district attorney and with MCM.
I have recieved only one letter and one phone call addressing this issue. I was totaly shocked and am looking to resolve this situation by any means possible.
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