Complaint / review text:
I acquired a Capital one-card to obtain my credit began, large error! I chose to spend them down in full of $500 since that is exactly what the lady explained I'd owe easily chose to spend it entirely.
She stated interest costs could be taken and that is all I'd owe. And so I submitted my cost entirely, shut the consideration, and reduce my Money one-card up that evening and that I did not get another declaration for some time
Subsequently all a quick I begin receiving expenses for over $1000 bucks and collectors are over my bottom seeking cash to get a statement I reduced.
I named Capital One plus they stated they never obtained it, and so I shipped them my evidence of cost. These were designed to enter connection with me and not did simply because they possess the many rude, automatic customer support representatives actually, they do not provide a shit.
Then, I acquired a phone from Arrow Credit Providers, they work with Money One incidentally, stating that I have to spend my $1000 dollar bill, however they'll be satisfied with around $600 bucks.
I am annoyed and crying and have no idea how to proceed when I contact them requesting assistance. This person claims, "Why are you crying?" "We didn't do something for you!", in an exceedingly rude tone.
I told him I submitted my cost, he claims they did obtain it (surprise, surprise), however it was overdue and that I realize that it was not. He then explained that my consideration had never been shut which I'd probably racked up over $1000 bucks in curiosity and late charges to get a statement I previously reduced.
Do you know whatis worse, I settled this statement down on January 16,2003 and that Iam still looking to get this resolved with no one can help me. I am sitting here today on July 15,2004 composing this.
Actually, I simply got off the telephone with many Capital One repetitions after obtaining moved around after which receiving back again to the exact same location I began from.
They still wont help me, they simply stated I've to obtain all my claims dating back to to Jan to determine what went wrong and you know what, I've to pay for $3.00 an item for every declaration! They wont actually deliver them at no cost
This type of person possibly making funds overdue purposely just-so they are able to cost overdue paymentis galore. I am switching 21 the following month and looking to get my credit removed due to Capital One. I will need to consider cash out-of my university account to employ an attorney today since there are certainly a couple of fools working that location.