My son received a phone call from a supposed attorney looking for me. I called the next day and was almost immediately told that there was a warrant out for my arrest, I was going to go to jail and be charged with a felony because I had defaulted on a payday loan from 7 or 8 years ago.
Needless to say I was shaken up and the thought went through my mind that I did have some payday loans all those years ago. I also quickly thought I couldn't remember defaulting on any of them. Stupidly, I gave my bank card number to this person and my account was charged $721.50. After the fact when I had time to gather my thoughts and do some research, I knew I was scammed. I called my bank and went there after work and signed the paperwork for them to investigate it.
After many phone calls, I finally received a receipt which didn't have a phone number on it, had an incorrect former address, and misspelled name of the town where I live, and no signature. I asked to please have documentation as to who the business was that was saying I owed them money. After 2 weeks, I still haven't received it. I reported this to my attorney general's office and found out yesterday that it was indeed a scam, however there's nothing they are going to do about it. I have reported it to my local police dept. And was told my information would be forwarded to a detective. I highly doubt they will do anything.
From all of my research, no addresses and most of the phone numbers are valid. I'm at my wits end and feel helpless. I doubt that I will ever see this money. My bank told me that Visa will not refund my money because I willingly gave my card number.in a last ditch effort, my bank has requested documentation from Atlas Mediation as to what I was supposedly in default on. They have 120 days to provide the information. It's my understanding that if the documentation is not provided, Visa will refund my money.
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