TRIAD ASSOCIATES LLC is a scam debt collection agency. Do not ever give them banking or cc info over the phone. Never aknowledge debt to them even if you believe it may be... They recently called me on my cell very friendly like stating that they wanted info on a debt agency that MAY have called me threatening a lawsuit or claiming to be a process server, by the end of the message they contradicted themselves by saying if I hadnt been sued or served I needed to call them immediately... WTH
They are abusive, vulgar, would not identify that they were a debt collector, what the debt was etc, they were yelling insults so loudly that i had to hold phone away from me and finally had to hang up. I held the phone so my relative could hear them so there is my witness. They are in violation of many Federal Laws that protect CONSUMERS from hostile pratices. They left a message at my relatives home stating i was being sued, they told my work the same, and sent mail to my work. I immediately sought legal counsel, they assured me that they are in violation of Federal Law, log everything they say, every time they call You may request orally that they not call your work, follow it up with a certified letter, make them validate the debt. My lawyer told me to call back and get an address, i believe it is a fake address, we shall see, when i called they wouldnt give me address outright I said how can i pay you ever if no address?
They told me i owed almost $2000 and I had already had plenty of time to pay it back that I needed to pay now, i said no you need to give me address it is my right to ask for debt validation, that I needed to confirm that it is in fact my debt first. They told that I am irresponsible and a loser and was I going to take the settlement or not? I said NO. They started yelling I said you are doing this Illegal way, he kept yelling then they started passing phone around so everyone else could insult me and scream too! When I told him you dont scare me, he got really pissed.
Check to see if your debt is almost or at the 4 year mark, there is a statute of limitations, you have rights!!!
Log everything they do or say, get a lawyer! You can call Legal Aid if you cannot afford a lawyer and find out what you can do. Whatever you do do not pay them anything! Check the courts in your area online to make sure they havent filed a suit, do it every week! I am doing that now, waiting for their next move. They are breaking the law, do not let them get away with it! It is a scam and they are using fear to try to collect on unvalidated debt!
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