I have been with emc since 1998 i filed bankruptcy in 1998 the bankruptcy stated that i owed 19,000.00 approx. Will that was dismissed on my request. Then i filed again in 2001. Will i took a $50,000.00 loan to payoff my bankruptcy and at that time my mortgage balance was $8,300.00 approx.By the time settlement and closing. Emc had up the pay off amount to 12,400.00. The new finance co. Sent them a check for $14,900.00 approx. Which meant they should have refunded mey $2,500.00. When i contacted them they told me that the $2,500.00 was used for miscellaneous fee and nsf fees.
My question was what nsf fee when i have been in bankruptcy since 1998 than 2001 until now. Now they are tell me that i will have to wait 90 days for them to check what the miscell. Fee are. But yet they have my money. Figure that.
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