A representative from Payment System solicited my business for credit card agreement. I gave him a statement showing him the average credit card charges I collected a month and he he showed me how I could save money by using his system instead of the service I have. He also told me that I needed to make at $600 in credit card sales a month in order to benefit. I signed tha agreement, but later that evening looked over my average credit card statement and noticed that I usually do not do $600.00 in credit cards. The initial credit card statement was unusual because we had a few private parties. I tried calling the representing that evening and could not reach him. I then called the toll-free number to cancel and someone said that they would be getting back to me. About a week later someone called and I explained the situation to them and they told me that the cancellation had to be in writing and it was pass the three days, but had received my call. I in return faxed a letter of the cancellation agreement to a lady name Lillian. She said she would follow up and give me a call.in the meantime I received the equipment for the credit card processing. Again, I called Lillian to try to get processing information to return the equipment. Well, no call from Lilllian. All this happen in the month of Oct. I received my December bank statement and found two transactions totaling 5,072 for which the bank returned the check but charged me $70.00 for insufficient funds. I took me three days to track down the original payee which ended up to be "Payment System" I called and spoke to a Shanel on Dec. 12 and said this Lillian will call me back. I called again on Dec. 13th and spoke to a gentleman who kept me on hold for about 20 minutes to speak with Lillian. Well, Lillian never came to the phone.
On December 27, I received a letter from an attorney Global Legal Resources LLC for Breach of Lease. I spoke to a Alex Phillip at the law firm and he tells me that I can settle out of court for $2,000 and if not within 10 days I would have to pay the $4,935.60.
I have never used their service but they told me that I signed the contract and should have sent in a certified letter of cancellation within 7 days although when I spoke to Lillian to told me fax a letter of cancelation. Payment Systems is a complete rip-off and I just want everyone to know
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