They popped up on my credit report so I called them. They kept giving me an account number of a credit card I've never had saying they bought my debt from someone else. I kept telling the guy which was a total moron. He kept saying that the card would not be on my credit report if it was in good standing. I tried to explain to him that he has no clue what he's talking about. That good and bad things go on a credit report but he kept arguing with me say that only bad things are on a credit report. So I told him he's an idiot and has no clue about credit even though he works for a collection agency. I also told him that I researched his company and that they are scam artists and yet again he said I was wrong but I was on this site looking at all these reports about this company. So I told him I'm not paying for something I don't owe. I'm sending them a letter asking them to leave me alone and to also send me some kind of proof that the debt they say I owe is mine. So I will see what they say. But they seem pretty dishonest and I would not pay them a dime.
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