Recently, I was involved in an auto accident caused by the other party and they caused the car to be totaled; their insurance company has already found them guilty for the cause of the wreck and now by law, when the other party is at fault for the wreck, their insruance has to pay off the loan. Well not in this case.
Arcadia says that they don't have to pay off the loan so therefore the insurance company hasn't done anything to settle anything. Arcadia keeps on saying that I had a signed contract with them and that I have to pay them even though the accident wasn't my fault.
That is much of a rip off like arcadia. They're a lot alike in my eyes. So therefore thanks to the insurance company won't do nothing and arcadia says they don't have to pay even though their insured was the cause of the accident. I still have to pay. It's just a pain. I am having a hard time finding a lawyer with this matter no thanks to the insruance company refusing to do anything.
My credit is messed up from a good credit rating I had with arcadia and now from getting the loan paid down, interest is starting to build up. This is totally unfair to me. The wreck wasn't my fault and arcadia still expects me to pay them and let the insurance off the hook. They keep saying the contract is with you not the insurance company. When someone destroys your property then they have to pay for it. Arcadia has completely ignored the problem with the insurance company and the accident which I was involved.
This whole deal of what arcadia and the insurance company is totally unfair to me. It's only fair that the insurance company pays off the car since it was caused by their insured. This whole thing has ruined my credit rating and I do not know what to do. Arcadia has recently threatened to take me to court to collect the balance that is owed. They're just ignoring the insurance company and still continue to harrasse me.
I agree with the other people. They are a rip off, abusive, threatening people and arcadia will go to the extremes to get you down. All the payments I have made to them they have not posted them to my credit file. They have not owned up to their end of the contract. They're a fraud company who should be put out of business. They're also a bunch of thieves. I would kindly like to say to people if you only going to be rude and ridcule me for what I had said about arcadia please do not respond to this to me. You're just like them, rude threatrning and abusive. So please if you're going to be like that don't respond. People have a lot of troubles then having to listen to people ridicule and abuse when they have been done just like i have been done when they are ripped off. They have a right to tell about it without being ridecule like I've seen people do on here.
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