My loan was sold to ocwen several years ago, which I had no control over. I got behind in my payments, for reasons I will not go into, but I cantacted them and tried to work out a repayment plan on the missed payments. Of course they said ok, and kept tacking on late fees that were outrageous, along with Attorney fees $6000.00, and still went ahead and file a foreclousure on me which then forced me to take Chapter 13 to save my house.
And under the rules set forth by the Chapter 13 Judge it is really a struggle right now. If those S.O. B would have worked with me in a resonable manner, I could have got the missed payment made up, and would not have had to file Chapter 13
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