We are a military family with sucker on our forehead. We purchased a repo home, valued at $15,000 from Oakwood in Killeen, Texas, for $28,000. We had filed bankrupcy only months prior. (The perfect victim)
You name it. We experienced it. Promised repairs that never came, delayed moving problems, high interest rates, purchasing illegal insurance. Which by the way, never did pay the claim of our personal property that was stolen from the house while it was still on the dealers lot.
There were the promises of trade-in, Being able to move it to the next duty station, and my favorite. The forced Arbitration Agreement. That was explained 'to protect the State of Texas from lawsuits involving contamination of raw materials in the manufacture of the home'.
It gets better... We tried everything to work things out with them, Trade in, selling, even renting out the property after my husband recieved orders for a new duty station.
We were harrassed, over the phone, by mail. I was threatened that I would not join my husband at the next duty station if I continued with the intent to sell the home. (by the retailer from Oakwood, on the phone, he reminded me that he had been in my house many times) One of the potential buyers was told that I had an outstanding balance of $60,000.
Still nieve, I believed that I was an isolated incedent. After the home foreclosed, I saw that they resold the home for the same amount they sold it to me and claimed I owe $15,000 for their cost of moving and clean-up. Woe, that's quite a profit they have made off that one house.
I have since attempted to retrieve copies of the bills Oakwood had to pay to equal $15,000. They only send copies of the Arbitration Agreement. I would also like copies of the HUD-1 forms, the bill of sale. Basically, where the money is going. How the scam works from start to finish. I would also like an attorney not afraid to take them on. I will pay $30,000 in Attorney Fees before I give Oakwood one more dime.
I have taken out an ad in the Greensboro News & Record newspaper looking for an Attorney. It will be published in the next couple of weeks. (if they don't kick it back)
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