I got a payday loan from Pepper Cash Direct for $300, my pay back with finance charges was $370. On September 8th they took out 75.00 I assumed that this was the finance charge and that they were going to take the rest the following pay day. They took out 105.00 from my account for 4 pay days I thought they were just taking 105.00 per pay day until they reached the $370 that they were suppose to take out. As of November 3rd they have taken a total of 495.00 out of my account. I called them and they said that they were just taking the finance charges and that I still owed them $405. Of course I went ballastic and started using words I probably should not have used. REALLY they have gotten a total of $495 from me for a $300 payday loan and they still want me to pay them $300. Whatever you do, don't use Pepper Cash Direct Pay. No one ever told me that they would take finance charges until I called them back and asked them to take the full amount owed out of my account in one lump sum. I have delt with pay day companies before and never have I had an experience such as this. I think I will be going to court on this one because there is no way I am paying them an additional $405. This company does not clarify the way they do things and it is not right for them to do this to people. Dont use pepper cash!!
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