I filed Chapter 13 bankruptcy over 3 years ago and believed it was a contractual agreement. However, Citimortgage has raised my monthly payments with no explanation or reason. About a year ago I inquired about the possibility of refinancing in order to use the lower interest rates, and they told me I couldn't because of the terms of the bankruptcy.
So what I want to know is how they can raise my payments under the same terms. Oh yes, because the money lenders have loopholes given to them by politicians. They won't be happy until they either own or have all Americans indebted to them.
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