Two years ago we did a home modification loan. We were only paying interest. Good, because we were having financial difficulties, and we figured by the time it ended (two years later) we would be able to pay. We are.
Well, 3 months ago, I noticed a couple of new charges on my mortgage statement. One was a legal fee. They said it was because it was a home mod. Hmm, then why is it just now placed on my statement?
If nationstar doesn't hear from you in 30 days, they send two men to your door, to "speak" with you. Oh, and nationstar also charges a fee for that.
This past month nationstar added their own insurance to our loan. I told them I have insurance, and there has never been a lapse. My insurance company faxed them the proof three times. Then once I contacted nationstar, they told me when you modify, it's "normal" for nationstar to add on their own insurance. Hmm. So the first year and 11 months it didn't matter?
Everytime I speak to someone from nationstar, they have different things to tell me.
Long story short, I wonder if I should contact a lawyer. Maybe a class action suit?
Don't refinance with this bank!!! Run if this bank contacts you!!!
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