It is amazing to read all of these cases with the same body content as mine but just simply with a different victim. I received a call on August 11 (312-878-9584, Chicago, Illinois) from a person (foreign accent, maybe Hindu or middle eastern) claiming to work for an arbitrary service because there was a lawsuit being filed against my wife by Cash Advance USA for an unpaid loan. The amount throughout the conversations I had with them, because there were several more phone calls and different people, changed from $400 to $1500 to $300 to $376.36. They claimed my wife received the amounts mentioned from the lender into my account and never intended to repay so the company was suing and pressing charges such as bank fraud, internet fraud and social security fraud amongst the ones I can remember because he mentioned like 5-8 charges. They gave me my wife's last four of her social, the correct bank account number and bank, correct email, everything was correct which initially had me believing this was a legitimate call and it began worry me. They also said that if she did not want to repay that this lawsuit and charges would proceed and that it would costs thousands of dollars in legal fees because it would go to court. Before I even verified my account they said that they could resolve this matter by repaying this amount to them and that the legal matter would go away.
Me being the way I am, I talk to them and started to get some information. I verified my account because the caller had stated that the money was deposited within the month of July. I checked my account while he was on phone and told him that there was nothing deposited from anyone within the past two months and he stated that this could not be a mistake because why a company that has all the information from my wife would would be making this up? At this time he told me that he would call me back in an hour because he would call the suing company to figure this out. He never called me, so I called him at the number he provided (347-983-7833 Richmond, New York) after an hour had passed. He went back to the same line of questioning with a more aggressive demeanor asking if she was going to court or repay. I stated that I would contact my lawyer and started to argue with him and we went back and forth for about 15 minutes and he just lost it, he then said very angry "Lawyers in my D@#$, Lawyers in my D@#$, I have lawyers in my pocket OK" and he hung up.
The next day I got a call from another person (951-582-4830/ Riverside, California). The person had the same type of foreign accent, he said that he was a lawyer for an unknown firm, because he did not speak clearly on purpose and would not repeat it, and he wanted the name of the firm or lawyer as well as the information to contact him or her in regards to the lawsuit was being filed against my wife. I tried to get information and he gave me Cash Advance USA as the suing company and it was for an unpaid balance of a loan my wife took for $1500 (2nd Change). I told him that any credibility they had was lost once the person I spoke with the day before said what he said. He then apologized for his colleague for what he said the day prior. I told him that there was no money deposited into the account as they stated within the past few months and he then said that his colleague did not disclose the right information; the right information was $1500 and was deposited around 8 months before. I asked him for information on Cash Advance USA and he said that it was in my wife's email, which was not true. He then gave me an ultimatum and said what are you going to do settle or court, and I told him neither, I would first call the company to find out the situation from them directly not a law firm and then we would proceed to court if need be and I hung up. I called my bank, submitted a fraud alert for my wife with the credit reporting agencies and have blocked all unknown calls from that point on.
Today September 1, I received a call (510-545-8942/ Oakland, California) from another foreigner, same as before, named "Shane Watson" and was representing the "Hudson Law Firm" in regards to the lawsuit to my wife. He stated first that they wanted a repayment for Cash Advance USA for $300, which he later changed to $375.36. He said that if I wanted to call Cash Advance USA that the number would be 408-905-2044 (San Francisco, California). I told him I would call them and call his so called agency back. When I called I was shocked with what I heard. It is an answering machine with a very well English accent speaking person but the message is what shocked me. The message said stuff such as "If you have a gun to your head pres one, if you have a knife to your throat but have not cut yourself press 2, if you have noose around your neck press 3, and it continued until it ended saying if this is not an emergency then hang up an dial 911.
I will continue monitoring this situation because this has been gradually increasing over the past year according to the Better Business Bureau, and that they are aware of the scam. So I say again do not fall into this and DO NOT GIVE ANY MONEY TO THEM. There are the few of us that are aware and have not fallen into the trap but those that are weak or unaware will fall into it, so please pass your case to others to prevent this from happening to others. God Bless!
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