During the hurricane Isabel my neighbors boat came off his lift came through my pier, into my steps and into my railing aroud my lower deck. The damage was approx.$4000.00 Boat us says the owner of the boat was not negligent therefore i must turn the damage over to my homeowners insurance. Even though the boat was insured for liability now they do say that i can hire an attorney and SUE my neighbor and they will defend him.
WE DID HAVE FAIR WARNING THAT THE HURRICANE WAS COMMING, we knew the storm surge was comming, i removed all of my boats off my lifts in preperation. The owner of the other boat even had his own trailer he could have put his boat on.
How can the insurance company get away with what appears to be fraud to me as a laymen,
This is not the only case i know of where boat U.S. Has found a way to screw individules.
Can we find a group for a class action law suit, this is a matter of principal
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