I received a letter dated February 13, claiming that I owe a substantial sum of money for a Chase Bank account which was formerly held by Midland Acquisition Corp. The letter gives all outward appearance of being legitimate, and includes the name of a contact person, Shawn Carter. There is a payment stub attached to the bottom of the letter, with a place provided for credit card payment options, AND they also ask for your credit card billing address at the back of the form.
I attempted to call the company, who first hung up on me, then a young woman answered in an unintelligible manner, and I had to make her repeat the name of the company three times before I could understand what she was saying. Once I assured myself I had reached the correct place, I asked for extension 1281, which is the extension number provided for Mr. Carter in the letter. I was put through to his voice mail, which had the standard message, i.E., leave your name & number, etc...
Furthermore, the letter was sent by presorted first class mail, at a reduced postage rate of $0.29, rather than the customary $0.37 of legitimate first class mail, indicating that this was sent in large batches of more than 250 pieces.
It is difficult to believe that this company could have a sufficiently large number of bad accounts on which to collect in order to qualify for reduced postage rates. Usually this is reserved for solicitation mailings offering mortgage refinancing and such.
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