I have a small business, and I used my Bank One card to pay both personal and business expenses.
I guess the large balances that were paid in full each and every month finally became irresistible to someone at Bank One.
They began "losing" one of the two checks I would send in monthly. This would leave a remaining balance on which they could charge interest.
The second time it happened, the person whom I spoke to at the company called me a liar.
I immediately paid the account in full (except for the finance charge), closed the account, and we argued for years about the finance charge.
The collection companies to whom they sold the account were a bunch of inbred rednecks. It was kind of fun to watch them implode when they threatened to sue me and I replied, "Go ahead. This company and I would already be in court if they had an office in this state."
Finally, I was refinancing a house and my wife paid the interest behind my back to get the refinance going.
Never, under any circumstances, do business with these people.
There's more, but this is the easiest to describe.
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