I was stunned to see that my interest rate on purchases had been hiked from 12% to 26%. I went overlimit and was late on payments twice, by a day or two. We have been dealing with an elderly inlaw undergoing cancer surgery (at age 83) and have taken extensive time away from home to help out in ...
I have a small business, and I used my Bank One card to pay both personal and business expenses. I guess the large balances that were paid in full each and every month finally became irresistible to someone at Bank One. They began "losing" one of the two checks I would send in monthly. ...
I too was supposedly sent the same letter in Spring of 2003 about the raise in my interest rate and the ability to "Opt out". I never got it. My original rate was approx. 10.99 percent 5 years ago and now it is 21.99%. It was nearly doubled! I have never paid late in the last five years, ...
Several months ago, HSN Visa card sent me information on transferring another account to their 0% interest rate for 12 months. I made the transfer after calling customer service to ask if there any hidden charges, etc. She told me there was no finiance charges for 1 year. After making 3-4 payments, ...