Anyone reading this do not hire these people. They've changed their names but they are all the same. I paid the $2500.00 and nothing was done. I hired them and i was only 2 months behind, a year later i am in foreclosure. All the times i called i was told my file was still in review. I called my negotiator Jessica Kucera and all she did was scream at on the phone. She insited that she tried to get in contact with me but thet was all lies. She kept telling me it was all in her notes. Yeah, well I had my notes too. Jessica was rude and had no idea what was going on. She then said she would not deal with me and then transfered my file to her manager Susan Martin who if at all possible was less helpful. They dont return calls, dont let you know what is going on and then when i wanted to cancel my contract with them they said fine but wouldnt return a penny to me because I wasn't allowing them to do their job! I have looked into them and they no longer operate inder Margolin Law. Looks like they changed their name to Alarcon Legal, at least that's what comes up when you reverse search them. Just be careful because I called them and asked what company it was and the lady said it was Freidman Law Associates, I guess they are just going to keep changing names. Bottom line is dont use them they will take your money and run.