I received a letter from ARA, Inc. Stating that I owe $5,213.52 and can settle the account for $3,649.46 and can pay $50.00 a month. They stated that the original creditor is B of A - Berkley Fed account number 7700020667. They also stated that once the settlement is paid I will receive a paid in full letter. I called ARA, Inc because I did not owe ANYONE. I spoke with Mr. Blake in litigation in which he stated that I defaulted on a loan with Bank of America. I told him that I have not or have never had an account with Bank of America. He then put me on hold then told me that it was a medical bill. I also told him that this was not true. When I asked him for the creditors information and told informedhim that I was going to record the conversation he hung up on me. He also could not give me the medical creditor's informationBank of America is not medical. I also asked him for the address he would not give that to me he gave me the address on the letter which is the P.O. Box. He has my personal information such as my social security number and my family members name. This company threaten to call the authorities if I call them again. They have my information... Call the police if you receive informaton from these people...
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