I applied for this card at the dentist office to finance a small dental bill. I was told by my dentist that it was interest free for 12 months as long as I make my minimum payment. I applied for this card and received a 3,000 dollar limit. Used the card immediately for a few hundred dollars. My bill is now $664 dollars after about 14 months of using it, I've paid the minimum payment every month without missing a beat, it's direct deposit. Its hard to tell from their ghetto little website but after clicking on just about every transaction link I saw that on 9/24 I was charged an interest accumulation of about $220 dollars. Then again $25 dollars 10/24. Again $20 dollars 11/24. All this interest on a few hundred dollars after being 2 months after my 12 month promotionl rate. I am so regretful that I've applied for this card, noone of my other credit cards have ripped me off so terribly bad. I thought the forgeign transaction fee's ranging from $1-$5 was a ripoff, I've learned a lesson and oh am I so sick of learning lessons. I greatly hope this business goes out of business and those seeking to rip off their customers in a worst situation than ever. I hope lawsuits crush them and for their sake they are incorporated. My advice pay it off prior to the 12 months ask them to deactivate your account and use a credit card to pay your dental/health bills. They are a company seeking to rip you off, I certainly assure you of this.
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