I was attempting to locate some loans companies online and had checked out some of the PayDay Loans. I never accepted any offers because either the loans were too low or the interest was sky high. I had a doctor's appointment yesterday afternoon so I checked my checking account to make sure I had enough money to pay my co-pay. When I got into my account I found that I had a $99.95 charge from National Platunum Members Services that I had not authorized, not once, but TWICE. These charges plus the over draft fees, put my bank account into the negative by $400.00. Now I'm on disability so I have a very limited budget and with my account being in the negative, and i get my bills paid, I won't have anything left for my medications and doctor's appointments. (I don't have Medicare yet).
I have no idea what I am going to do and my bank told me that they can't do anything to help me. I have tried the phone number that was listed on the item charged to my account but it was automated with no links to a real person.
I live about 30 miles from town and I can't drive to much do to my disability. I have read the editors suggestion's to someone elses complaint in which I have already reported it. My bank won't even freeze my account so that no one can take anything else out. So what do I do now?
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