My first mortgage company was bought by fairbanks & aka's.in 1997,09-17. Loan Transfer 10-01-1997. My problems started 4-22-1999.
On 4-22-1999,4-23-1999 Dollar amounts were being added to escrow. I have NO ESCROW.
On 5-21-1999 REFUND.inbetween theres a LATE FEE.
On 7-29-1999, tacked on a payment $, recover escrow advance $, late charges $, reversal (same day)$, escrow deposit $, recover escrow advance $, & misc. Payments $. I have no escrow.
On 11-23-1999 Tacked on HOMEOWNER INSURANCE $. I'm Insured by the same Company we've had for 20 yr's.
I called, I faxed, I wrote. There must be a mistake. It did no good.
On 02-07 homeowner refund.
On 4-04 i wrote and requested a customer account activity statement. Every month i was charged a late charge & misc.
January i wrote and requested a customer account activity statement.
FEBRUARY 7 A LETTER & STATEMENT ENCLOSED. Alot less detail then my first one. Same pattern for 2002. There're enormous amount of FEES caughup.
On august 20 i'm signing a forbearance agreement more fee's!
February i find out my october
november december january february payments have all been sent back!!!
I make my payments by Western UNION. NOW why didn't Western Union bring it to my attension in Feb??? I called Western Union to get MTCN:'S AND went up there and collected my money. I was devastated. All those months.
ON April 16 I SIGNED ANOTHER FOREARANCE AGREEMENT. This time the payment amount it outragous. Out of Control. So I had no choice but to sell.
Fairbanks & aka's. Destroyed our family history. Our homestead.
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