Oh, these guys are slick! A gentleman from Hunter Financial Group out of Tempe, AZ called me several months ago about an application I filled out online to refinance my house note, and, boy, I should have avoided doing business with them. He sounded like a smooth-talking used car salesman, and he was extremely pushy. I reluctantly agreed to work with him (mistake #1) because he offered me what sounded like a good deal over the phone, and began the process with him.
The first thing that put me off was the fact that he did not want me to come down to his office, despite my insistence. It's supposedly a local company, yet he says they don't meet with clients in person; all business is conducted over the phone. Well, this is downright shady. Personally, I like to meet with those whom I'm doing business with eye to eye, especially when it comes to a transaction of this magnitude. What do these guys have to hide?
I reluctantly let that go (mistake #2) and sent over all my family's personal and financial paperwork that he requested. A big red flag my wife and I noticed was that the loan documents he sent to me showed higher closing costs, a higher interest rate, and a higher APR than he quoted over the phone. To my surprise, almost everything we discuss had changed. If I was a little less careful, I would have let this company pull the wool over my eyes. Fortunately, I didn't sign the paperwork, even with him telling me that he would "withdraw my file" if my wife and I didn't sign the loan paperwork by his arbitrary deadline. We were in no hurry anyway, and we ultimately made the right decision to forgo refinancing with Hunter Financial Group.
I'd also like to add that the representative never returned any of my calls or respond to my emails. At that point, I really felt like I was being taken for a ride. I had to call him over and over again just to get some questions answered. Absolutely unprofessional.
At the end of the day, I decided to work with another company instead that was more honest and upfront with me and gave me a much better deal.
Due to their shady business practices, I had a very negative experience with them that I certainly will never forget.
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