The company offered to contact the Credit Card Companys to lower my interest. For this service they charged one of my credit cards $957 plus a monthly fee. I ended up refinancing my cards and paid them off. When I contacted Comsumer Finacial Advisory Board, they said that I could get a refund of the initial charge on the care since I had not used their services. I filed the paperwork to get the money back and was approved. I never received the refund and they stopped returning my calls or my emails. The frauded me out of over $1000.
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