Suntrust bank renews your chek systems report so it appears you just had an account go bad. Bad accounts fall off of chek systems every 5 years. But suntrust bank puts it back on their as if it just happened. Meaning, You never have a second chance. Also, The reason my account went bad the start with is because they allowed 3 electronic drafts that were not authorized. I did not find this out until the time frame for dispute had passed.
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