Ok I went to liberty motors on sept 10 to finance a vehicle. I will admit that i have bad credit and felt that a place like this was my only option. I had a car that i wanted to use as trade in towards another car and actually they took my trade in and gave me a very fair price for it and it was used towards another vehicle. I picked out my vehicle paid them a few hundred dollars more towards it and went about my business. Well here is where things started going bad. I had the car for not even two weeks and credit acceptance corp called my job to verify my employment i had given them my last pay stub as well as a payroll print out for the previous 6 months which i didnt even have to do seeing as how they only asked for two paystubs. I gave them way more than they needed or even asked for. I went in to liberty motors on sept 28th to get the o2 sensor replaced because the engine light was on and when i went in the manager says to me can i have your keys. I give him my keys and he says to me come here i just received this in the mail today. And of course im like what the title? He says no credit acceptance corp sent back all your paperwork and the deal is off they have denied your application. So naturally i want to know why he says well they called to verify your employment and your boss told them your paystubs are fictitious and your taxes arent correct so therefore you made this yourself or had someone make them for you. Listen carefully i gave them original paystubs and they are not on regular paper. SO HOW IN THE NAME OF GOD DID I MAKE MY OWN PAYSTUBS??? I went to work the next day and asked my boss if anyone had called and if so did they say i didnt work there. She said yes they called and i told them you have worked here for over 4 years and you had been gone a few months here and there when you have been on maternity leave. She said but i NEVER told them you didnt work here or that you only worked here a month like mr spardy at liberty motors was telling me. Also keep in mind i went to liberty motors with my greasy stinky work clothes on so unless i get off rolling around in grease come on now. What i want to know is why on earth didnt they verify all this info BEFORE i moved the car off of the lot??? What kind of company does that i mean really they probably do this to a hundred other people and then keep their money. I was going to have my job print out all my pay for the past 4 years and friday go in there with my paycheck so they could see so i could get the car back but you know what screw that!!! Im not doing anything and im not giving them one red cent! The sad thing is it isnt necessarily the dealer its the finance company. At least the dealer gave me my trade in back. This company is worse than jd byrider at least they have common sense to verify your information before roping you into a deal that wont go through.
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