First tennessee had sent me a letter in the mail that had a form attached to it that gave you the option to agree or disagree with them paying an overdraft on my account i had marked it that i did not want them to pay any overdraftes! I took it to the bank and the lady said she will put it in for me!
Within the next 2 weeks i had been back to the bank to deposit a check when i noticed a -$200 and i went into the back to see what was going on and the lady told me the form i brought in was not in affect until july 1st which they have never mentioned to me! When i explained to her i did not relize that she said she can not do anything for me although i was just overdrafted a few dollars the rest of it was 5 $35 overdraft charges and i have never been overdrafted before! It seems to me they sent those forms out to mess with people! If they would not have sent me that i would have never had those charges cause i would have known the money wasnt there, but i figured it would just decline it if it wasnt!
Dont ever bank with First Tennessee they take all your money even when its their fault!
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