Complaint Investigation: CREDIT CARD - FRAUD ALERT!
A credit card fraud operation is in effect across the country that poses a significant danger to your financial health. This operation fraudulently uses the Primerica name to mislead consumers into paying money to obtain a credit card. This fraudulent operation is not affiliated in any way with Primerica Financial Services in Duluth, GA, or Citigroup.
Here's the activity to which you should be alert:
A telephone call by the scammer falsely offers credit cards by misrepresenting that Primerica in Duluth, GA is offering the credit card, which is totally false. Typically, the caller obtains bank account information over the phone and the victim is asked to pay a sum of money to supposedly receive the credit card. The money is then debited from the victim's account with a promise that the credit card will be sent shortly. Once you send your money to these companies, you never get your promised credit card and you cannot get your money back.
In most jurisdictions it is illegal for a company to request an upfront fee prior to obtaining a loan. The real Primerica does not offer credit card services. If you believe that you have been victimized by this false credit card scam that misuses the Primerica name please contact the Task Force investigating this matter by calling PhoneBusters at 1.888-495-8501, or sending email to [email protected].
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I was contacted by Prime America credit services with an offer for a MasterCard. I do not have great credit, and wanted to rebuild my credit. Foolishly, I paid Prime America $249.00, and was told that I would receive my MasterCard within 4 weeks. Several months went by before I heard anything. When I did recieve my card, it was merely a Debit card from Morgan Beaumont not a credit card at all! No credit limit, just a debit card.
No mention of this was ever made by PrimeAmerica representatives I was assured repeatedly that this would be a credit card, and that it would help me rebuild my credit. There is no website information that I can find for Prime America however, the Morgan Beaumont website does say that it is a debit card, but you can order one directly through them for only $49.95!!! To be fair to Morgan Beaumont, Prime America never mentioned that this card would be from them. Prime America merely charged me $200 for something I could have done for myself if I so desired. Stay AWAY from Prime America! They are a first-class rip-off...
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