This company will do anything, say anything and be anything in order to get you to pay. Now, I know I am responsible for this loan and that I shouldn't have taken on that responsibility if I knew I couldn't honor it. Thing is, I didn't know. After 2 years of near perfect payments I fell onto hardship. This company would not work with me until my payments fell 3 months behind. Then all of a sudden, the magic happened. I was offered a deal! Unfortunately they DID NOT honor that deal. So I have completely stopped paying. I told them to come take the vehicle and I'll see them in court. After countless harassment, hundreds of threats and even a home visit, the car still sits in my driveway. This company is the most unpleasant and disrespectful company I have ever dealt with.
I was told almost 8 months ago that they were repoing the vehicle and since then have been told over and over that - "we'll work with you." "We can help you, give us a call!" - etc. I have been told that I will be sued over and over again. They will say anything to try to scare you into payment. There are laws they break every time their reps open their mouths! One of their employees (Peggy) came to my house and said that they do not need a judgment against me in order to garnish my wages and that they can garnish up to 45%! I'd love to see them try! I have told them to stop calling me at work, as my employer doesn't allow personal calls and they have called me 3 times at work since then.
I have had 6 or more calls in one day from this company. I received two calls in 20 minutes at work from this company. They are very rude and extremely lack respect. I now wish I would have never done business with this company and I can't wait to have my day in court. When the judge sees my evidence, there is no way he/she will be able to side with this company, including the proof of misrepresenting facts and thus their little contract is void anyway.
Warning to all of you out there. NEVER DO BUSINESS with this so-called company.
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