This collection agency claims to collecting my debt owed to Capital One. This lady from NOC-Jeanette Hall, for the last2 months has been calling me on the job threathening and harassing me about paying this debt off. When she calls my co-workers think she is my family because she doesn't idenify her self.
I work at a hospital and yesterday I was working ICU, one on one care, and got called to the phone. I told her that I was in a crisis that I didn't have time to talk to her and I hung up. She left a message on my answering machine stating"Etta, hanging up the phone won't get rid of this. You need to call me back tonite or I will be calling your boss and I'll make them get you on the phone to talk to me." Three years ago I had a stroke so due to my health I had to drop down to 3 days a week. I am not married and I have no children.
I don't own my home, Ilive in a apt. I don't own my car, it belongs to dad and mom. She has asked me all these questions. This is the first time I have heard from anybody for 3 years on this account. I haven't paid on this acct. For 3 years due to the hardship. My medicine is $200.00 per month. She told me she want to hear about my sob story. She said she lost both of her feet in a auto accident. Two weeks ago she called me at work and I was very busy trying to get a couple of admissions filed into the computer.
When I answered the phone she said "Etta, good I caught you in time I am in the process of filling out papers to take guarna. My wages. Unless I can come up with $500.00." I her that I didn't have it that I had to pay my rent. She told me to borrow it or let my rent go or have a garage sale or do what ever I had to do to come up with the money. Everytime she calls me I get upset and end up with a migraine and end up numb and confused at times. I have had 6 headaches this month alone where I usually only average 1 or 2.
I called in sick today at work because of this. I feel numb all over and have a headache. She also wanted payment by checks over the phone. I told her I was not going to do this. I asked her for there address she would not give it me the first time. She said I didn't need it. She asked why I needed it. I told her that
I have a doctors statement to send her stating about health and being upset. She said it would do no good. At that time I never received a letter from them and a few days later one appeared.
Yesterday she said I had until noon today to respond.
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