These guys have everything you want to hear, I called inquiring about the "Zapper special" on radio. I explained we had a Dunn and Bradstreet file already, numerous credit accounts, auto leases and a web site along with toll free #s. The lady who was helping me said it would cost my company around 3000 to complete a credit filing so I passed! A couple of wks later that lady's "boss" called me explaining that because our company had most credit application constituents ready that for a mere $995.00 he would arrange 3 not one loans concurrently from 3 different sources at the same time mounting each to about 15% of our gross reported. Our yearly net profit was 800k so 3 loans of 120k each would be 360k: very nice! That would give our operating capital a serious boost and a chance to really expand. Before I paid the fee I asked him how long did he estimate it would take for the money to be in hand he said 1 to 2 months. Max 3! But since we had the NSCN lending sources "in the bag" it shouldn't take that long. I did not receive any calls for about a month; instead I did receive some printed information on how to approach corporate credit. A glorified self serve print of what you might expect to get at google! No indication anyone from NSCN was going to lend a hand. I called the "boss" but of course he no longer worked there and I ended up speaking to the "other boss" now the story sounded less intriguing but workable. After the dust settled down the truth came out: I had to do everything via email, and follow suggestions that included applying for credit from several vendors most of whom had nothing to do with our line of business! Also it was imperative to order product minimum $60 each time from these vendors! It has been going on for a little over a year, and I have yet to see a hint of an application for a loan, nor do I have anyone following up. Even after I call I get the run around. Bottom line, save your money, if you want corporate credit, go apply directly at your bank at least they'll tell you the straight story. The Zapper special is a crock! A scam!
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