I filed financial hardship with the BA Office Repayment and Financial Hardship and was turned down because I wouldn't tell them my personal spending. If you declare financial hardship you have to itemize all your spending before they will work out a plan. It's none of your business!
We are not children.
I called Wells Fargo and they did not require an itemized budget and they cut my interest rate 1/2 for 12 months to get on my feet. WF treated with respect.
BA who bailed you out—the government! Which is my taxes.
Never will I do business with BA!
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