My husband and I decided to open a checking with what we thought was a bank that would have our best interests at heart. My husband went to the bank filled out the paperwork for our account transferred $5,000 from a locally owned bank to the credit union. He was told there would not be access for 5 days to his money? During the week between Christmas and New Years, the bank the check was drawn on, Pioneer Savings, here in Troy, NY, returned the check because they didn't like his signature. He hustled back to Pioneer Bank for a cashier's check to replace his returned check because now Sefcu wanted $35. For these transgressions. Ten dollars for the returned check deposit and $25. For the overdraft that our account was in now that they took $10 out. Except now we are told we cannot have access to the $5,100. For 9 working days in case it is a fraudulent check!!! In effect we loss the use of our money for nearly 3 weeks.!!! And Jesse James needed a gun!
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