In I was served with by Love, Beal & Nixon to pay a credit card debt to Capital One. I immediately went to their office and paid it in full. I paid a gentleman named Mr. Belcher. I then felt the matter was closed and they would release the judgment.in September I was selling my home and in checking my credit report, they found that the judgment had not been released and therefore, in order to sell my home I had to get a release on the judgment or pay it AGAIN! Luckily, I called and they had a copy of the release but still to this day it has not been filed. It was $1600 additional monies to be taken out of my proceeds.
To this day, it has not been released and is still on my credit report. I know that it is additional cost to law firm to filed a release but that it all part of the pay-off. Or so I thought.
I'm wondering what it will take to clear this debt. It has been almost 5 years and I am wondering what my next step will be.
They can sure threaten and collect but they do not follow through to the letter of the law.
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