I have had trouble with FCNB getting my payments from day one. Finally, over 3 years ago, I closed my account, teh balance was around $240.00, today, it is over $700, and just last month I paid them $75.00. They are charging me a late fee of $35.00 per month every time I don't pay the full balance due. There is no way to talk to a live person, only written response which they do not respond to. My husband and I are trying to sell our condo and buy a house, but this stupid thing keeps coming up on my credit report. I have paid between $25.00 and up to $100.00 per month, and somehow I owe 3x the amount I owed 3 years ago. Can someone help me, please!
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