I got charged $105.00 in NSF Fees while I still had a positive balance. The bank said that it was because they took out a large amount first (which was a transaction the following day) to a small amount. They charged the NSF fees the day before. Then after taking all the transactions on the following day they charged me two more NSF Fees. The first $105.00 actually was what made my account be overdrawn when the next day transactions went through. The bank couldn't really give me a good explanation except what I just mentioned. They are ripping people off. I am just like everyone else right now... I live paycheck to paycheck... Its hard. But, it is harder when the bank is trying to pay its bigwigs with your little bit of money you have to try to live and eat! I wrote a letter to the President of the company. I sent a copy of my ledger as well as a spreadsheet showing all my debits. If they only took out my debits, I would have a positive balance of $161.00 and not a negative of $244.00. Highway robbery!
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