I also am a victim of this joke of a company. I have had an account with fcnb for a couple of years now. Until about 6 months ago i had had no problems. No i am being charged over the limit fees and late charges every month.
I have not used this card in several months and have always made my payments early and for more than the minimum payments. They charge me a late fee monthly even though my balance is well under my limit. Of course there is absolutely no customer service available.
I also want to be involved in any class action law suit that may arise.in the mean time i guess we'll all have to keep paying unless we want to be penalized.
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