Ok, one day I received the convienance cheques from Chase. I thought! Great! After all - they said — 0 % for the first 6 months! Needless to say I transfered money.
Chase called me to confirm! And told me - yes - everything is fine! Hahahhaha
right.
First, I got a letter from Chase informing me that my "limit" has been reduced.
About a week after the "affirmed" the bank cheque.
I went Like - OMG— great!
But then I got a letter stating that — your limit has been reduced and you owe now, right now, whatever your outstanding balance is.???
Hello???
Why?
Oh - said Chase, your Creditreport is no good, well, I got creditreport and it is good. LOL
But now Chase insists that instead of 0 interest for 6 months I actually owe them over the limit fees, plus 32 % interest! NEVER in my life did I hear about that!
So, what I did was, I cut a so called 0 % cheque for 6 months and I end up paying 32 % interest on it!
I find that - well— disgusting!
Watch out folks!
They say one thing, do another, and no one is ever to blame, because banks can and do change their rules as they go along.
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