In March I purchased my 2nd vehicle through Americredit. I had no problem the first time.in late I fell behind on payments. I received a call from Americredit in January and was told my loan would be charged-off. The customer service rep I spoke to stated I would be OK if I sent a payment immediately. I sent them a payment via Western Union that day.
I continued to make consistent monthly payments through May '03. On June 3 a repo thug pulled in my driveway and took my 1999 Camaro away. I spoke with an Americredit rep daily for about a week and he assured me I would get my car back. It appeared that he was giving me the runaround and I was finally referred to a supervisor who advised me that the loan had charged-off back in January. (Confirmed by a credit report check)
This woman advised me that they had been searching for the car for 6 months and they were finally able to retrieve it on that day. That is complete B.S. I asked if all my payments had been credited to my account and she stated that they were, but because I signed the contract, I owed them the money, even though they have the car! This is highway robbery - they get 6 months of payments and my car??!! I
Have contacted the Better Business Bureau and an attorney. Americredit already has a class-action suit pending on another matter. I would be interested in participating in a class-action suit for illegal and immoral business practice!
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