I received a call at work today from a gentleman with a very thick accent and he told me that I was a prime suspect in a fraud case and charges have been filed against me. He said I could take care of the payment today and the proceedings would be stopped. I told him I never took out a payday loan. He had my address, the name of my employer and the name of my banking institute. He wanted a good number to reach me and I wouldn't give him one. I told him to stop calling my work number and hung up. He immediately called right back and asked why I had hung up on him. I told him I was at work and I am not allowed to receive calls. I told him if I lost my job because of him I would have his A_ _ and I hung up again. I then received a call on my cell phone and I didn't answer. A msg was left and I saved it. I was given a number to call and to ask to speak with David Jones.in the message this so called Mr. Jones said this message is extremely time sensitive and if I do not call back the only thing he could do is wish me good luck because of the nature of this business. I did call back and they didn't even know a Mr David Jones at first. Then conveniently, I just so happenend to be speaking with him. I told him I had never taken a payday loan and I wanted to know how he had gotten my cell phone number since I had just talked to him on my work phone and he didn't have another number to reach me (scarry). He just kept saying that I had taken a loan out in 2008 and ran with the money. He said with late payments, interest and their fee I now owe over $5,000. I asked who he was with and how much money I supposedly took and he said he was the lawyer and he didn't know the $ amount I had originally took out. I asked why I never received an e-mail, notification in the mail or a phone call until now and he again avoided the question. I asked why they didn't identify themselves or the law firm when I called and he did not answer. He said they would be downloading the charges at 11am today and two police officers would be coming to my work to get me and take me to court. I told him to bring it on because I never took out a loan and they would have to prove that I did. I hung up and haven't heard back today but we will see what happens tomorrow.
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