If you are a small business owner you need to be aware of this group and what they really do. They identify the needs of small businesses and prey on those needs for a ridiculus fee. It is against the law to charge someone more for a credit report that the actual cost of the report.
Furthermore, you can not legally run a credit report unless you are a bonified lender. Since RBSL does not lend money they should not be running credit reports. The cost of a credit report is also less then $15.00. They use a loophole of "Credit Analysis" to justify the charges of $300.00.
No one can "improve your credit profile" except you. You can do this by paying on time, lowering your debt and ironically not having your credit report run by non-lenders. One of the items legitimate lenders look for is, credit granted against inquiries. When a bank reviews a credit report that has several inquiries and no corresponding credit granted it is viewed as a "caution" as another creditor is not granting credit based on something they saw in your report. There is no easy way to un-secured lines of credit; anyone reading the news today should know that.
In point of fact, there is not an easy way to get secured lines of credit. This company and its owners change business models to chase trends and appeal to business owners offering services that no one can really provide. They offer a few testimonials but those "satisfied clients" are a very small sample of their overall customer base. I should know, I worked for this company.
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