This company is a scam... Dont waste your money and time.
Basically what this guy does is gets people to sign up and pay the whole fee upfront. Then asks you to wait 30-60 days for it to report.
The problem here is after 45 days Paypal will deny any disputes and most credit cards have rules on how long you have to dispute a charge (usually 30-60 days). If you file disputes after this you will have a hard time getting your money back.
This website makes you think this stuff is all legit. But if you look more closely you'll see a few RED flags which tell you this a SCAM
When you go to the apply now section
This message is shown
To ensure privacy, all information is sent via a secure encrypted connection."
This is completely false because if you look at the web address prefix
its still http://
A Secure encrypted connection is notated by the prefix HTTPS:// instead of HTTP://
don't believe me
Go to any Bank or secure website they all use https:// or Google HTTPS and HTTP
Another reflag is this company uses only PAYPAL. Most online companies use their own payment processors and may accept paypal.
Paypal is a good company only when buying a physical item. Like on ebay where you are getting something shipped
They make this dispute process very hard and will often deny you because this was a digital transaction. But if you open a dispute before 45 days they may review your case. After 45 days their system is setup to deny any claims.
Most credit cards have a limit by when you have to report the initial dispute. Usually within 30-60 days. After that its very hard to get them to do a chargeback.
Also read the terms and conditions its says you may have to wait up to 160 days for it to report but in the FAQ section it says it takes a maximum of 60 days.
I hope this report warns anyone who may be thinking of doing business with this company.
You are just wasting Time, Money and maybe compromising your identity.
I was able to recover my payment of $299 because i disputed the charge with my credit card company before the 60 days were up and placed fraud alerts on my credit reports. I now monitor my credit reports daily.
Stephen Ames / www.reportrent.com IS A SCAM 100%
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